Try Out The Retirement Funds Integrator (RFI)
Select the option that best describes your situation.
RFI is not ready for use on mobile devices.
Please use a larger device.
RFI uses a HECM credit line to generate spendable funds until annuity payments begin.
RFI uses a HECM term payment and draws from assets to generate spendable funds until annuity payments begin.
RFI segments a part of your asset portfolio as a set-aside that is not used in calculating spendable funds, to offset potential declines in asset values.
RFI uses draws from financial assets and from a HECM credit line to generate spendable funds until annuity payments begin.
RFI supplements earned income during the period of partial retirement, with an annuity kicking in when full retirement begins.
RFI shows spendable funds at “expected” and “bad case” rates of return as compared to the spendable funds using the 4% rule.