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Retirement Articles

December 04, 2021
Retirees with limited wealth are seriously disadvantaged but largely ignored.
November 05, 2021
A retiree who has financial assets of only $500,000 and no home equity would be wise to use some of those assets to purchase a deferred annuity.
September 16, 2021
With the number of retirees growing, retirement planning for less affluent retirees could be served by banks if a cost-effective way can be found.
August 31, 2021
The 3 major components of retirement planning are marketed and handled by different firms, creating a very inefficient result.
June 24, 2021
One of the unanticipated effects of the pandemic is that it has induced millions of workers to retire early. Yet retirees' advisors cannot answer one major question: how much spendable funds can retirees draw safely, without the fear of running out o
April 14, 2021
This article does not question whether or not the 4% rule is 100% safe. Rather, it argues that there is an alternative that is equally safe,
January 03, 2021
People are living longer but they are not increasing the accumulated wealth needed to support a longer life of retirement. The change from defined benefit to defined contribution pension plans has increased the population of those reaching retirement
December 18, 2020
How to integrate the 3 main components of retirement plans.
December 04, 2020
Low interest rates can prove challenging to retirees who are dependent on asset generated income.
September 21, 2020
As the only way in which retirees can profit by sharing mortality risk with others in the same age bracket, annuities should be in the retirement plans of almost all retirees. That they are not speaks to the chaotic nature of our private retirement s
May 19, 2020
Ways are reviewed to improve the cost of retirement services paid by retirees.
March 26, 2020
How much can a 62 year old retiree draw on his $2 million of assets to ensure it will last him through retirement?
February 14, 2019
How set-asides can make your retirement plan more reliable.
February 07, 2019
Outlines the key objectives for a retirement plan and how to pick a good plan for yourself.
January 14, 2019
Looking at ways that annuities strengthen certain retirement plans.
December 29, 2018
Looking at whether retirees should include annuities as part of their retirement plans.
December 22, 2018
The HECM reverse mortgage is an ingeniously designed instrument with multiple possible uses, but its full potential has yet to be realized.
December 11, 2018
Retirees challenge of balancing how much they can draw from retirement funds and worrying whether they will have enough to last.
November 30, 2018
The private pension system in the US is in transition from defined benefit plans to defined contribution plans. It's not certain whether this is better and much will depend on how defined contribution plans evolve in the future.
November 08, 2018
Hear about The Professor's experience with rare shells and the danger of investing in such items.
September 20, 2018
A replacement for the 4% retirement rule is proposed which is designed to overcome the weaknesses in the 4% rule.
September 13, 2018
The current generation of retirees will face new challenges as the job of investing their retirement funds remains their responsibility.
June 28, 2018
The private pension system in the US is transitioning from defined benefit pension plans to defined contribution 401K plans.
January 24, 2018
A longevity annuity is a very simple tool to pay the buyer a monthly stipend from a starting date until the buyer dies.
January 26, 2016
An investment in an annuity can make a lot of sense to a retiree, but can an annuity be purchased online to avoid some risks such as over-charges and misinformation?
January 17, 2016
This is how can Life Annuities and HECM Reverse Mortgages be used as useful tools in retirement.
January 10, 2016
Most recent retirees must fund their own retirement, and face the risk that their funds will turn out to be inadequate and they will be forced to spend the last years of their lives living on social security alone.
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